Skip to content

Learn Medicare with Coverage Relay

Your Medicare resource library

Find answers about Medicare coverage, enrollment, costs and the transition from your current insurance. Explore our practical guides for each stage.

Medicare questions rarely arrive one at a time. You may be leaving a job, covering a spouse, checking a prescription or wondering whether you missed a deadline. Start with your situation, then follow the guides that help you make the next decision.

Explore in-depth Coverage Relay guides with plain-language explanations, comparison tables, practical checklists and examples. Our agents help you understand your options and complete enrollment in the coverage you choose.

Where are you starting?

Employer or spouse’s coverage: Working past 65 and who pays first.
Marketplace or individual insurance: Coordinate the change to Medicare.
Self-employed: Identify your coverage and enrollment path.
Without insurance: Start with eligibility, timing and cost help.
Medicare before 65: Disability coverage and the review at 65.
Already on Medicare: Review a plan, a move or changing needs.

Find a guide

24 guides. Browse a topic or search the guides.

Start with Medicare

Start with Medicare

Medicare Parts A, B, C and D: how the pieces fit

Understand the four parts of Medicare, what each does, and the decisions that turn separate benefits into a coverage plan.

Start with Medicare

Medigap: coverage, timing and your right to buy

Learn how Medigap works with Original Medicare, when federal enrollment protections apply, and why state rules matter.

Start with Medicare

Original Medicare or Medicare Advantage? Compare the full picture

Compare provider access, coverage rules, drug coverage and financial exposure before choosing how to receive Medicare benefits.

Start with Medicare

Part D: choose coverage around your prescriptions

Understand Medicare drug coverage, formularies, pharmacy pricing, creditable coverage and the difference between cost help and payment options.

Moving to Medicare

Moving to Medicare

Medicare before 65, and what to review when you turn 65

Understand disability-based Medicare, employer coordination and why turning 65 is an important new review point even if you already have Medicare.

Moving to Medicare

Medicare with ESRD or ALS: different eligibility and timing rules

Learn why ESRD and ALS need a separate Medicare timeline, including dialysis, transplant and employer-coverage coordination questions.

Moving to Medicare

Moving from Marketplace or individual insurance to Medicare

Coordinate Medicare enrollment, Marketplace cancellation, premium tax credits and coverage for household members who are not moving to Medicare.

Moving to Medicare

Retiring with COBRA or retiree insurance: plan the Medicare handoff

Coordinate retirement, Part B, COBRA, retiree benefits and prescription coverage without assuming that continued insurance extends every deadline.

Moving to Medicare

Self-employed or uninsured: find your starting point with Medicare

A practical Medicare starting guide for business owners, independent workers and people without coverage, including timing and help with costs.

Moving to Medicare

Working past 65: employer and spouse coverage

Understand current-employment coverage, employer size, payer order and the questions to ask before delaying Medicare while working.

Costs and financial help

Costs and financial help

Help paying for Medicare: programs worth checking

Explore Medicare Savings Programs, Extra Help and drug-payment options, with a preparation checklist and an explanation of what each program can do.

Costs and financial help

HSAs and Medicare: coordinate contributions before enrollment

Understand why Medicare enrollment affects HSA contributions, how retroactive Part A can create excess contributions, and what to review with payroll and your tax adviser.

Costs and financial help

IRMAA: when income changes your Medicare premiums

Learn how income-related Medicare premiums work, why retirement income can differ from the tax return used, and how to prepare a request for review.

Costs and financial help

Managing Medicare prescription costs and monthly payments

Separate prescription coverage, financial assistance and the Medicare Prescription Payment Plan so you can plan for pharmacy costs without confusing a bill with savings.

Costs and financial help

Medicare late-enrollment penalties: separate the rules

Understand how Part A, Part B and Part D penalties differ, what records help protect you, and what to do when a penalty notice arrives.

Costs and financial help

What Medicare costs: build a complete coverage budget

Understand premiums, deductibles and cost sharing, with selected 2026 Medicare figures and a practical worksheet for comparing total expenses.

Enrollment and changes

Enrollment and changes

Already on Medicare? Review changes, moves and new needs

A yearly Medicare review and moving checklist, including plan notices, enrollment opportunities and the separate question of Medigap rights.

Enrollment and changes

Getting ready to enroll: what to prepare and how our agents help

Prepare for Medicare enrollment, understand the roles of agents, Social Security and insurers, and keep track of applications through confirmed coverage.

Enrollment and changes

Medicare enrollment periods: which clock applies?

Separate the deadlines for Part A and B, Medicare Advantage, Part D and Medigap, and learn when a special enrollment opportunity may apply.

Enrollment and changes

Moving with Medicare: a coverage handoff checklist

Coordinate a new address, plan service areas, prescriptions and effective dates when moving with Medicare. Keep Medigap rights separate from plan enrollment.

Enrollment and changes

Turning 65: your Medicare transition checklist

Build a Medicare timeline around your birthday, current coverage and effective dates, including what to check before ending existing insurance.

Using your coverage

Using your coverage

How to check your doctors, hospitals and prescriptions

Use a practical checklist to verify providers, facilities, drugs, pharmacy pricing and coverage rules before choosing or changing a Medicare plan.

Using your coverage

Medicare preventive care: wellness visits and covered screenings

Understand the Welcome to Medicare visit, yearly wellness visit, screening eligibility and questions that help avoid unexpected preventive-care bills.

Using your coverage

Travel with Medicare: plan for care away from home

Check routine care, emergencies, prescriptions and foreign travel coverage before a trip or an extended stay away from home.

Your questions, your next step

Put what you learn into a coverage plan.

Prepare for a conversation about your current insurance, doctors, prescriptions and enrollment timing.

Book a Medicare Consultation →See how to prepare

Choose a consultation time that works for you.

MyCoverageRelay is a brand operated by Precise Insurance Advisors, LLC. Medicare guidance and enrollment assistance are provided by Precise Insurance Advisors, LLC through its licensed insurance agents.

Request a callback